| Advantages of selling your mortgage | Disadvantages of holding a mortgage |
| ·Cash Now Pay off your bills | ·Late or missed payments |
| ·Pay off high interest debt | ·Liens placed on property |
| ·Home Improvements | ·Delinquent property taxes |
| ·Buy or build a new home | ·Default on Loan |
| ·Take advantage of new investments | ·Property in poor condition |
| ·Dream vacation | ·Hassles of collecting the payments |
| ·Pay for child’s education | ·IRS Reporting |
| ·Buy a business | ·Estate Planning |
| ·End the worries about the buyer defaulting | ·Missing Investment opportunities |
| ·Feel the Security that only cash can offer | ·No Control over your money |
| ·Invest in compound interest, The Power of Cash | ·Once the last payment is paid your asset is gone |